1、 The Definition of Network Finance Function
Function is to define the relationship between things. The positive (or negative), positive (or negative), beneficial (or negative) role or activity of suitable things on things. A company Website Design The content and characteristics of the company will be included. In general, function refers to the positive and beneficial effect or activity of something on another thing. The function of network finance generally refers to the positive and beneficial role or activity of network finance. The holistic view is the theoretical basis of network golden touch. The function of network finance should not be understood and viewed one-sided and in isolation, but should be examined from the perspective of the whole network financial contact system.
The financial operation structure and Huanxi jointly determine the function and efficiency of the financial contact. The financial contact structure changes with the change of the environment's demand for financial functions. Therefore, the operation structure of online finance and Huanxi jointly determine the function and efficiency of the online financial contact, and the structure of the online financial contact changes with the change of the environment's demand for online financial functions. It can be seen that the function of network finance is intrinsically closely related to the structure of network finance.
2、 Functions of network golden touch
(1) The basic and auxiliary functions of the network golden touch. According to the price engineering theory, V (value), F (function), C (cost). That is to say, value is proportional to function and inversely proportional to cost. Value increases either because of increased functionality or because of reduced costs. The so-called tomb based function refers to the function that directly meets the requirements of certain main goals, while the auxiliary function is the additional function to ensure the realization of the shame based function. The three major functions of banks are: reducing transaction costs (including the bank's payment system), monitoring and creating liquidity. Network finance must also have these grave functions of banks. Specifically, the basic functions of online financial contact include: first, facilitating payment in e-commerce transactions, which makes online consumption really come true, such as tourism, booking, shopping, etc. Second, providing the burden business function (which often needs to be realized with the help of dynamic material means). Third, providing the online payment business function. Fourth, providing the online loan business function. At the same time, network finance also has corresponding auxiliary functions. For example, the information and information change service function, network management service function, etc.
(2) Explicit and recessive functions of network golden touch. Explicit functions are the objective results that contribute to the regulation or adaptation of the system. These regulation or adaptation results are what the system participants need to know. Accordingly, implicit functions. Lj are the results that are neither required nor recognized. For online Jinsheng, its explicit functions include online deposit, payment, settlement, loan, advisory services, financial services and other functions. Its implicit functions mainly refer to those functions that have not been required or recognized due to fatigue, technology and law (for example, whether online finance can provide digital library, potassium energy analysis, independent learning and other functions). Under certain conditions, recessive function can be transformed into dominant function. While being familiar with and giving full play to the explicit functions of online finance, we should also pay more attention to the discovery and excavation of its implicit functions.
(3) The positive and negative effects of network finance. The positive function is to contribute to the adaptation of a system. The negative function is to weaken the adaptation of a system into adaptation. There may also be non functional consequences in the face. Positive function is equivalent to positive stem effect, negative stem effect and non function is equivalent to no effect. Therefore, for online Jinsheng, its positive effects mainly refer to the functions of deposit, loan, payment, settlement, provision of ancillary business, provision of advisory services and provision of agency services, while its negative effects mainly refer to the risk consequences (such as losses, costs and expenses borne).
