With the development of e-commerce, Website production It has constantly exerted an influence on the derivative forms of e-commerce such as online banking, online securities trading and online insurance, and the number of Internet enterprises engaged in these businesses has also grown rapidly.
At present, online financial contact has not yet fully demonstrated its huge advantages. Many banks use it as a means to contact customers, rather than a non-profit tool. The reason why online finance has not brought huge profits to the vast number of financial contact institutions at present is that online financial contact is still in its infancy, and its regulatory economic benefits and network effects have not been fully reflected. Similar to the development of ATM, the great development of network finance also needs a process. As a revolution in the financial industry, network finance not only includes product innovation and business innovation, but also leads to corresponding changes in the organizational structure and business model of financial institutions, which all need some time to adjust. Moreover, the success of online financial contact ultimately depends on the behavior of consumers, because consumers' needs for online financial contact services determine the income flow of online financial contact institutions. In the early stage of the development of online finance, there is a process of continuous learning for potential consumers. In this process, the designed business processing capacity will greatly exceed the actual application level, which will inevitably affect the scale economy effect of online finance. However, with the gradual maturity of consumers and the growth of demand for online financial contacts, the huge advantages of online financial contacts will be brought into play. Therefore, the development prospect of online financial contacts is huge. With the progress of the Internet, public telecommunications cable network, mobile communication, satellite communication, terrestrial television broadcasting and cable television, etc. Almost all axis media are becoming network access facilities, which will inevitably lead to a higher level of development of network gold. Visualization, mobility and integration will be the mainstay of future online finance. So far, the financial system has completed the branch system to the electronic system. Then to the evolution of remote systems, network finance, which is weak in computers at present, is a typical representative of such remote systems. However, the current remote system still has defects: the interaction of visualization is insufficient. The network is limited by fixed connections. The access device is not convenient to move. The customer password is not easy to remember, and it is easy to leak and lose. All online financial service providers are independent rather than connected. In particular, the disunity of network protocols makes consumers have to master multiple sets of system knowledge.
The future online Jinsheng is bound to be an integrated system with multi vision, mobility, and integration of identity recognition and authentication, electronic wallet, credit card and online banking payment transaction platform. In addition, because customers like to make face-to-face contact with service providers, it is necessary to retain some branches, thus making the financial industry unable to realize complete virtualization in the process of developing towards virtualization. For example, the rapid development of "one person, one bank" in the United States in recent years shows the needs of customers. Since the Unmanned Bank can only communicate with people, it lacks interpersonal communication and gives customers a cold feeling. It can not meet the needs of customers who require face-to-face service, so as to improve this weakness. The United States has also promoted the "mini type, one person bank". This kind of bank has changed the magnificent pattern of the bank architecture in the past, and tends to be small and market-oriented. Most of them set up small outlets online with the head office in large Junwu shopping malls, with a senior staff providing all-round services. Due to the large flow of people in large shopping malls, the one person bank has a great deal of success, which can be three times as large as that of ordinary banks, bringing forward the profit time of discontinued banks. Generally, a new bank can only break even after opening for three years, while a one person bank can break even in about one fortuitous month. As a result, many banks have followed suit. Within three years, such banks have increased by I0 times. Citibank has opened more than 20 "one person banks" in Hong Kong, China. "One person bank, an example of vigorous development, fully illustrates the customer's demand orientation. As a customer-oriented financial service industry, with the progress of the Internet, public telecommunications cable network, mobile communication value, satellite communication, terrestrial television broadcasting and cable television network, etc. Almost all axis media are becoming network access facilities, which will inevitably lead to a higher level of development of network gold. Visualization, mobility and integration will be the mainstay of future online finance. So far, the financial system has completed the branch system to the electronic system. Then to the evolution of remote systems, network finance, which is weak in computers at present, is a typical representative of such remote systems. However, the current remote system still has defects: the interaction of visualization is insufficient. The network is limited by fixed connections. The access device is not convenient to move. The customer password is not easy to remember, and it is easy to leak and lose. All online financial service providers are independent rather than connected. In particular, the disunity of network protocols makes consumers have to master multiple sets of system knowledge.
The future online Jinsheng is bound to be an integrated system with multi vision, mobility, and integration of identity recognition and authentication, electronic wallet, credit card and online banking payment transaction platform. In addition, because customers like to make face-to-face contact with service providers, it is necessary to retain some branches, thus making the financial industry unable to realize complete virtualization in the process of developing towards virtualization. For example, the rapid development of "one person, one bank" in the United States in recent years illustrates this demand of customers. Since the Unmanned Bank can only talk with people, and lacks interpersonal communication, it gives customers a cold feeling. It cannot meet the needs of customers who require face-to-face service, so as to improve this weakness. The United States promotes it again. Mini, one person bank. This kind of bank has changed the magnificent pattern of bank architecture in the past, and tends to be small and market-oriented. Most of them set up small outlets online with the head office in large Junwu shopping malls, with a senior staff providing all-round services. Due to the large flow of people in large shopping malls, the one person bank has a great deal of success, which can be three times as large as that of ordinary banks, bringing forward the profit time of discontinued banks. Generally, a new bank can only break even after opening for three years, while a one person bank can break even in about one fortuitous month. As a result, many banks have followed suit. Within three years, such banks have increased by I0 times. Citibank has opened more than 20 "one person banks" in Hong Kong, China. "One person bank, an example of vigorous development, fully illustrates the customer's demand orientation. As a customer-oriented financial service industry, with the progress of the Internet, public telecommunications cable network, mobile communication value, satellite communication, terrestrial television broadcasting and cable television network, etc. Almost all axis media are becoming network access facilities, which will inevitably lead to a higher level of development of network gold. Visualization, mobility and integration will be the mainstay of future online finance. So far, the financial system has completed the branch system to the electronic system. Then to the evolution of remote systems, network finance, which is weak in computers at present, is a typical representative of such remote systems. However, the current remote system still has defects: the interaction of visualization is insufficient. The network is limited by fixed connections. The access device is not easy to move. The customer password is not easy to remember, and it is easy to leak and lose. All online financial service providers are independent rather than connected. In particular, the disunity of network protocols makes consumers have to master multiple sets of system knowledge.
The future online Jinsheng is bound to be an integrated system with multi vision, mobility, and integration of identity recognition and authentication, electronic wallet, credit card and online banking payment transaction platform. In addition, because customers like to make face-to-face contact with service providers, it is necessary to retain some branches, thus making the financial industry unable to realize complete virtualization in the process of developing towards virtualization. For example, the rapid development of "one person, one bank" in the United States in recent years illustrates this demand of customers. Since the Unmanned Bank can only talk with people, and lacks interpersonal communication, it gives customers a cold feeling. It cannot meet the needs of customers who require face-to-face service, so as to improve this weakness. The United States has also promoted the minitype. One person walking. This kind of bank has changed the magnificent pattern of bank architecture in the past, and tends to be small and market-oriented. Most of them set up small outlets online with the head office in large Junwu shopping malls, with a senior staff providing all-round services. Due to the large flow of people in large shopping malls, the one person bank has a great deal of success, which can be three times as large as that of ordinary banks, bringing forward the profit time of discontinued banks. Generally, a new bank can only break even after opening for three years, while a one person bank can break even in about one fortuitous month. Therefore, many banks have followed suit. In the past three years, this kind of bank has increased by I0 times. Citibank has opened more than 20 "one person banks" in Hong Kong, China. "One person banks, a booming example, fully demonstrates the customer demand orientation. As a customer-oriented financial service industry, its future development direction will inevitably reflect this. Therefore, we can draw a conclusion that with the continuous development of financial technology, online finance will become the mainstream way of financial activities in the future. As a "mini" to meet people's psychological needs of face-to-face service, financial services will become a complementary way.
