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Conditions for the realization of network finance

Source: Shangpin China | Type: website encyclopedia | Time: June 16, 2014
1、 The smoothness of the Internet and the popularization and application of PC

Network financial service is a financial service based on the Internet and various information networks. To establish a developed Web communication network facility, it is necessary to establish relevant communication standards and norms, accelerate the construction of high-speed, large and secure telecommunications infrastructure, reduce telecommunications charges and improve the quality of network services
 
In the fast growing Website construction , Internet applications. The use of optical fiber, broadband switches and routers, high-speed access servers and modems, etc., enables the bandwidth and contact processing capacity of the main road. The speed of picking up people should be improved obviously. Establish Ruoqian Internet Exchange Center, improve the exchange speed between various networks, and effectively solve the speed problem of cross network access.
 
 Internet Finance
2、 Establishment of Golden Touch Network System
 
Electronic computer systems and modern communication systems are used in the dry banking industry, securities industry, insurance industry and financial touch market. Extensive financial information acquisition and transmission must be carried out. The processing well is accompanied by the corresponding capital flow and transfer. In this process, the financial contact network system is also gradually generated, developed and formed. The system is composed of four major parts: O financial trading system. ② Financial management information system. ③ Golden touch decision support system. ④ Financial security system. These four types of application systems are closely linked, communicate with each other, focus on each other, and cooperate with each other to form a large and complete financial electronic system.
 
(1) Golden Touch trading system. The financial transaction system includes the financial electronic payment system and the financial automated service system.
 
1) Golden touch electronic payment system. It is the payment and clearing system of funds between money banks and within the banking system. From the perspective of architecture, JinTouch electronic payment system is divided into upper system and lower system. The upper system is the inter-bank fund settlement and clearing system of banks and cross regions, and the lower system is the financial service system of financial institutions for Jinsheng customers.
 
2) Financial automation service system. The automated service system of JinTouch is an open electronic service system of JinTouch. Its architecture and scope of involvement expand with the continuous expansion of application goals.

Hui electronic technology achievements and computer technology achievements have rapidly expanded to the financial electronic system, making many new financial electronic service application achievements appear constantly. It has extended and expanded the scope of financial business processing and financial touch payment activities, and gradually formed a new branch and an important component of the financial touch electronic system. The automated service system of Jinge usually includes: automatic teller machine system, point of sale terminal system, financial transaction card system, JinTouch new business agent system Telephone banking and home banking systems, etc. Most of them have been widely used in some developed countries. Some of these systems have also been initially applied in China and have achieved considerable success.
 
(2) Financial management information system. Financial Ration Information System is another very important large system in the national financial touch electronic system. This large system is a man machine environment system composed of financial professionals, financial touch computers and financial business applications. It specializes in the collection, transmission, storage, processing, display and maintenance of modern financial management information, In order to improve the efficiency of financial information processing and use, and to influence, manage and control relevant financial activities. Without an effective financial risk assessment system, there would be no normal operation of XZheng's Jinsheng electronic system. The financial contact management information system should generally have the following basic functions: timely and accurate collection Deliver necessary electronic data and information of Financial Touch. Provide standardized and unified financial interest multiples. Analyze the electronic financial information transmitted by using necessary analytical means. Provide financial information reports suitable for financial management institutions at different levels. Use Financial Touch management information system in an efficient and serial manner. Focusing on the above requirements, the architecture of the financial management information system should be an open system based on the financial business information system. It can include many management information subsystems: financial statistics information subsystem, financial contact plan management subsystem, credit management subsystem, financial contact foreign exchange management subsystem. Financial management subsystem, financial supervision information subsystem and financial contact personnel education management subsystem. Each subsystem has its main business activities. The comprehensive integration of these banking information management subsystems constitutes a complete financial management information system. The main travel information collected by the Financial Touch Management Double Interest System comes from the internal management of the financial city.

(3) Financial decision support system. The financial decision support system is a kind of computer network that provides auxiliary decision information for leaders and managers of financial contact management departments at all levels to help them make correct decisions. The golden touch decision support system shall include three subsystems.

1) Golden Touch database management system. It is mainly used to store oil and manage the internal and external electronic data information held by financial management institutions. Through the collection, transfer and timely processing of data, it can comprehensively sort out the necessary financial information.
   
2) Financial model base system. It is the core subsystem of financial decision support system. Due to the inherent multi-level characteristics of financial decision support systems, financial model base systems also have their own advantages due to different applications and objectives. The financial contact model library system mainly includes: national currency flow chess model, national financial contact fund application chess model, industrial double loan chess model, commercial double loan model, long-term deposit appetite and short-term deposit pre side model, foreign investment model and financial contact business hill prediction
Chess type, etc.
 
3) Financial dialogue potassium energy interface borrowing system. The intelligent interface management system of financial dialogue is the main framework for communicating the organic connection between financial decision support system and financial touch management and decision-making institutions and personnel. Management organizations and personnel can obtain necessary information through the system through computer language palace and circle image language. In addition, JinTouch decision support system also establishes contact with Jinsheng management information system through the above dialog interface management system.
 
(4) Golden touch security network. In order to prevent the destruction of network information from internal and external sources, the deposit touches the normal operation of the network, and the financial network system is also inseparable from the financial security network. The financial security network system is a financial management system with high security built in the network application and session layer according to the characteristics of financial work and security and confidentiality system.
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